Texas Driver License: Your Vehicle and Insurance
20 questions with the correct answer and an explanation for each.
Topic: Your Vehicle and Insurance. Free, no account needed.
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1. How often must a registered motor vehicle in Texas undergo a safety inspection?
- Every 2 years
- Every 3 years
- Every 6 months
- Every year
Answer: D — Every year
Registered vehicles, including motorcycles and mopeds, must pass inspection annually.
2. A shop prints a Vehicle Inspection Report in June after a passing inspection. Up to how many days from the month of inspection can that report still be used to register the vehicle?
- 30 days
- 180 days
- 90 days
- 60 days
Answer: C — 90 days
A printed Vehicle Inspection Report remains valid for registration for 90 days from the month of inspection.
3. A car traveling at 20 mph applies its foot brake. Within how many feet must it be able to stop to meet the equipment standard?
- 25 feet
- 15 feet
- 30 feet
- 20 feet
Answer: A — 25 feet
The foot brake must stop the car within 25 feet from a speed of 20 mph.
4. A vehicle carries the two required red reflectors, one on each side. At what height above the road must they be mounted?
- 15 to 60 inches
- 6 to 12 inches
- 24 to 48 inches
- 60 to 96 inches
Answer: A — 15 to 60 inches
Reflectors must be mounted 15 to 60 inches above the road, one on each side.
5. What is the minimum tread depth a tire must have to pass inspection?
- 2/32 inch
- 1/32 inch
- 6/32 inch
- 4/32 inch
Answer: A — 2/32 inch
Tires must have a tread depth of at least 2/32 inch.
6. A load projects beyond the right side of a vehicle's body. How far past the body may it stick out and still be legal?
- 12 inches
- 9 inches
- 3 inches
- 6 inches
Answer: D — 6 inches
Cargo or fittings may not extend more than six inches beyond the right side of the body; the left-side limit is three inches.
7. A driver's headlights fail at night and they switch on a spotlight to see the road ahead. How far ahead is the spotlight allowed to light the road?
- 200 feet
- 25 feet
- 50 feet
- 100 feet
Answer: C — 50 feet
A spotlight used because the headlights failed may light the road no more than 50 feet ahead.
8. A vehicle has two backup lights installed. Under what circumstance must they be switched off?
- They must remain off at all times
- Whenever the vehicle is moving forward
- Whenever the vehicle is parked
- Only during daylight hours
Answer: B — Whenever the vehicle is moving forward
Backup lights are allowed but must be off whenever the vehicle is moving forward.
9. A resident wants to register a newly purchased car. In which county must they register it?
- The county where the dealership is located
- The county where the vehicle was inspected
- The county of the owner's residence
- Any county with a tax office
Answer: C — The county of the owner's residence
Every vehicle must be registered in the owner's county of residence.
10. A buyer drives home with temporary tags on a newly purchased vehicle. For how many days are these tags recognized?
- 90 days
- 60 days
- 45 days
- 30 days
Answer: B — 60 days
Buyer's temporary tags are recognized for 60 days.
11. A farmer temporarily drives a fertilizer trailer weighing 10,000 lbs on a highway. What must that trailer have?
- An annual $5 distinguishing plate
- A 30-day permit issued at harvest
- A full annual registration like a passenger vehicle
- Nothing, it is fully exempt from registration
Answer: A — An annual $5 distinguishing plate
Fertilizer trailers over 4,000 lbs but under 34,000 lbs need only an annual $5 distinguishing plate; full exemption applies only at 4,000 lbs or less.
12. A new Texas resident wants to apply for a driver's license. What must they do regarding their vehicle first?
- Apply for the license first, then register the vehicle within 30 days
- Register the vehicle before applying for the license
- Nothing, their out-of-state registration remains valid indefinitely
- Wait 90 days before registering
Answer: B — Register the vehicle before applying for the license
New residents must register every vehicle before applying for a license.
13. What is the minimum liability coverage required for the injury or death of one person in a crash?
- $30,000
- $25,000
- $60,000
- $50,000
Answer: A — $30,000
The minimum coverage for injury or death of one person is $30,000.
14. What is the minimum liability coverage required for property damage in a crash?
- $25,000
- $20,000
- $30,000
- $60,000
Answer: A — $25,000
The minimum coverage for property damage is $25,000.
15. A company has 40 vehicles registered in its name. Which evidence of financial responsibility becomes available to it specifically because of its fleet size?
- A surety bond filed with DPS
- A DPS self-insurance certificate
- A standard proof-of-insurance form
- An insurance binder
Answer: B — A DPS self-insurance certificate
A DPS self-insurance certificate is available only to someone with more than 25 vehicles registered in their name.
16. As an alternative to an insurance policy, what amount must a driver deposit with the comptroller or a county judge as evidence of financial responsibility?
- $60,000
- $30,000
- $55,000
- $25,000
Answer: C — $55,000
A comptroller's certificate or county judge's certificate for a $55,000 cash or securities deposit is accepted as evidence.
17. A driver is convicted for the first time of driving without evidence of financial responsibility. What fine range could they face?
- $500 to $1,000
- $100 to $175
- $350 to $1,000
- $175 to $350
Answer: D — $175 to $350
A first conviction carries a fine of $175 to $350; $350 to $1,000 applies to a second or later conviction.
18. A driver is convicted a second time of driving without evidence of financial responsibility, having owned the vehicle both at the offense and at conviction. For how long can that vehicle be impounded?
- 90 days
- 60 days
- 180 days
- 30 days
Answer: C — 180 days
On a second or later conviction, the vehicle can be impounded for 180 days if the defendant owned it at both the offense and conviction.
19. A driver fails to pay a crash judgment. After how many days can their registration, license or driving privilege be suspended?
- 30 days
- 120 days
- 90 days
- 60 days
Answer: D — 60 days
Suspension can follow when a crash judgment remains unpaid 60 days after judgment.
20. After a conviction that requires it, for how long must a driver maintain proof of financial responsibility known as an SR-22?
- 1 year
- 2 years
- 5 years
- 3 years
Answer: B — 2 years
An SR-22 must be kept for two years from the latest conviction.
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